Licensed Meydan Free Zone Entity | Dubai, UAE
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Capability 03 of 10

Lease Rent Discounting (LRD) & Real Estate Mortgages

Need financing against a Dubai property or rental income stream?

Senior Secured Real Estate Debt

Alongside Lease Rent Discounting against future rental streams, we facilitate conventional senior secured development debt extended directly against real estate asset security — suited to developers with an established delivery track record.

  • Eligible security: land, unsold inventory (min. 50% construction complete), sold-out inventory, receivables, or ready inventory
  • Eligibility: developer must have completed at least one prior project
  • Registered security interest over the chosen asset class
  • Under-construction inventory eligible once at least 50% complete; exceptions discussed deal-by-deal
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Model house with keys, representing mortgage finance
Senior Secured Real Estate Debt

Asset-Backed Mortgage Leverage

Key Parameters
FACILITY SIZEUp to AED 60,000,000
LOAN-TO-VALUEUp to 60% LTV (higher available for ready inventory)
INTEREST / PROFIT RATE12% per annum
TERM2 to 4 years

Indicative parameters only. Actual terms are subject to assessment, documentation and the relevant financing institution's approval.

You don't need a complete package to start. Submit the basic transaction details first — we'll tell you what additional documents are required.

Who It Suits

Is this suitable for you?

This may be suitable if you have:

  • Eligible real estate asset: land, inventory, or income-producing property
  • At least one prior completed project, for developer debt
  • Defined rental income stream, for lease rent discounting
  • Facility requirement broadly within the AED 60M range
  • Ability to register security over the chosen asset

Final eligibility depends on transaction assessment and the relevant financing institution.

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What We Need From You

What we'll typically ask for

For a first review, we'll typically ask for:

  • Title deed or project ownership documents
  • Lease agreements or rental income schedule, where applicable
  • Developer track record, for under-construction inventory
  • Valuation report or basis for asset value

Additional documents may be requested after the initial assessment.

Ready to structure this transaction?

Every engagement begins with a commercial proposal, banking assessment, indicative costs, transaction structure, and execution timeline.