E-Services — Escrow Construction Finance
Developer Construction Finance Estimator
Model an indicative interest and fee schedule for one draw → build → escrow release → repay cycle of an escrow-backed revolving construction facility.
RERA Escrow-Backed Revolver
Up to AED 60,000,000 per Project
How It Works
The Revolving Draw Cycle
Step 1
Draw
Developer utilises the available limit to pay an approved contractor.
Step 2
Build
Contractor completes work up to the next contractual milestone.
Step 3
Release
RERA escrow progressively releases funds tied to that milestone.
Step 4
Repay & Reset
Financer is repaid interest and principal; the limit resets for the next draw.
Key Facts
FACILITY LIMITUp to AED 60,000,000 per project
GROSS COST OF FINANCE12%–14% p.a. (10–12% interest on utilised amounts + 2% fee)
ADVISORY FEE2% one-time on approved facility
SECURITYFirst-ranking charge over assignment of RERA escrow receivables
Interest Rate on Utilised Amount11%
Months to Next Escrow Release4
Indicative Cycle Cost
Interest on drawdownAED 293,333
2% fixed annual fee (prorated)AED 53,333
One-time advisory fee (2% of facility)AED 400,000
Gross cost of finance (annualised)13.00% p.a.
Discussion-only indicative estimate, not a term sheet, facility agreement, offer, or commitment to lend. Final pricing depends on project risk profile, tenor, and escrow release schedule as assessed by the Financer.
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